US payments update: Americans who can receive monthly checks of $500 for 1 year

Amelia Ross
5 Min Read

There’s an exciting update for residents of Chicago! This year, many Americans are eligible to receive new payments. The Chicago Resilient Communities guaranteed income pilot will deliver $500 monthly checks for 12 months to selected residents.

This initiative is designed to help families keep up with inflation and cover their daily living expenses. Let’s dive into the details of this program and understand how it works, who is eligible, and its impact on other public benefits.

What is the Chicago Resilient Communities Guaranteed Income Program?

The Chicago Resilient Communities pilot is administered by the City of Chicago Department of Family and Support Services (DFSS). The program, overseen by GiveDirectly, a nonprofit organization, aims to provide financial assistance to low-income households.

Mayor Brandon Johnson has announced that an additional $32 million will be allocated to this program. The funding comes from the $576 million the city received from the federal government as part of President Joe Biden’s American Recovery Plan Act.

Purpose of the Program

The primary goal of the Chicago Resilient Communities Guaranteed Income Program is to utilize the federal funds to support low-income households. The city must spend the allocated $576 million promptly to avoid returning any unspent money to the federal government. All funds must be used by December 31, 2024, ensuring the money aids those in need.

Eligibility Requirements

To be eligible for the $500 monthly payments, applicants must meet specific criteria. Here are the requirements:

  • Residency: You must live in the City of Chicago.
  • Age: You must be at least 18 years old.
  • Financial Impact: You must have faced financial difficulties due to COVID-19.
  • Income Level: Your family’s income must be at or below 250% of the federal poverty line.

For example, an individual’s income should be less than $36,450, and a household of four should earn less than $75,000 to qualify.

Impact on Other Public Benefits

Receiving the $500 monthly payments will not affect many public benefits programs. This includes programs like Head Start, Child Care Assistance Program (CCAP), Supplemental Security Income (SSI), Supplemental Nutrition Assistance Program (SNAP), public housing, housing vouchers, and Medicaid. However, for some programs like Women, Infants, and Children (WIC), it is crucial to report this income as it might affect eligibility.

If you receive benefits and have questions, it is essential to contact your benefits case manager. Also, remember to provide proof of membership and any necessary tax and benefit information to GiveDirectly.

The Chicago Resilient Communities Guaranteed Income Program is a significant initiative aimed at providing financial relief to low-income households. By distributing $500 monthly payments, the city hopes to help families manage living expenses and combat inflation.

If you meet the eligibility criteria, keep an eye on the official announcements for the application reopening. This program is a crucial step in supporting the community and ensuring economic stability for many residents.


1. How do I apply for the Chicago Resilient Communities program?

The application process is expected to reopen soon. Keep an eye on the official website for updates.

2. How are the recipients selected?

Recipients are selected through a lottery system, favoring low-income households and those in economically disadvantaged areas.

3. Can I apply if I received payments last year?

Yes, previous recipients are welcome to apply again if they continue to meet the eligibility criteria.

4. Will the payments affect my tax return?

The $500 payments are considered income, so it’s important to report them during tax season.

5. When will the payments start?

The exact date for the start of the payments has not been announced yet. Stay updated by checking the official announcements regularly.

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