Disability benefits update – SSDI payment dates updated for July

Amelia Ross
5 Min Read

Navigating the world of disability benefits can be confusing, but it’s essential for those who need support due to physical or mental challenges. In the United States, the government offers various programs to help people with disabilities. This guide will explain the different types of disability benefits, when they are paid, and how you can access them.

What Programs Provide Disability Benefits?

Social Security Disability Insurance (SSDI)

Social Security Disability Insurance (SSDI) is for adults who have worked and paid Social Security taxes. The amount you receive depends on your previous earnings and how much you have contributed over time. Typically, you need to have worked for at least ten years to qualify, but there are exceptions for younger workers. To find out more about your specific situation, you can visit the Social Security Administration (SSA) website or visit a local SSA office.

Supplemental Security Income (SSI)

Supplemental Security Income (SSI) helps people with little or no income, including children with disabilities. Unlike SSDI, SSI does not require you to have worked and paid into Social Security. However, you must regularly update your financial status with the SSA, as your payments may change based on your current economic situation.

When Are Disability Benefits Paid?

SSI Payment Schedule

If you receive SSI benefits, you can expect payments on the first day of each month. If the first day falls on a weekend or holiday, the payment will be made on the previous business day.

SSDI Payment Schedule

The SSDI payment schedule depends on when you started receiving benefits and your birth date:

  • Before May 1997: Payments are made on the third day of the month. If this day falls on a weekend or holiday, the payment is made on the previous business day.
  • After May 1997: Payments are based on your birth date:
    • Birth date from the 1st to the 10th: Paid on the second Wednesday of the month.
    • Birth date from the 11th to the 20th: Paid on the third Wednesday of the month.
    • Birth date from the 21st to the 31st: Paid on the fourth Wednesday of the month.

For example, in July, the payments will be made on the 10th, 17th, and 24th, respectively.

Why Are Disability Benefits Important?

Disability benefits provide crucial financial support for those who cannot work due to physical or mental disabilities. These benefits help cover living expenses, medical costs, and other necessities. They offer a safety net that ensures individuals with disabilities can maintain a basic standard of living.

Frequently Asked Questions

1. What is the difference between SSDI and SSI?

SSDI is based on your work history and the Social Security taxes you have paid, while SSI is need-based and does not require a work history.

2. How can I apply for disability benefits?

You can apply for both SSDI and SSI through the SSA website or by visiting your local SSA office.

3. How long does it take to get approved for disability benefits?

The approval process can take several months, depending on the complexity of your case and the need for additional information.

4. Can I receive both SSDI and SSI?

Yes, in some cases, you may qualify for both programs if your SSDI benefits are low enough to also meet the SSI income requirements.

5. What happens if my financial situation changes?

You must report any changes in your financial situation to the SSA. This may affect the amount of your SSI benefits.

Disability benefits are essential for those facing challenges due to physical or mental disabilities. Understanding the different programs, knowing when payments are made, and how to apply can make a significant difference in your life. These benefits provide the necessary support to ensure that individuals with disabilities can live with dignity and stability.

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